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If you’re a first-time home buyer, Fidelity Bank & Trust is the place to go!

Christina Welter NMLS# 1588779, one of our Loan Officers, knows you will benefit from a mortgage loan with us.

”One of the biggest benefits of working with Fidelity is that our decisions are made locally,” Welter explained. “We are also available for immediate appointments so if you want to stop in to get pre-approved or you have questions about any of our mortgage products, you can!”christina

At Fidelity, we know that buying a first home is the biggest financial decision you’ll make. That’s why we make sure you work with one mortgage lender throughout the entire process.

“Communication is essential when you’re navigating the homebuying process,” Welter said. “We’ll always be available to give you the information you need and we’ll always keep you in the know.”

Here are some tips we have for first time home buyers:

  1. Contact a real estate agent to help you with the process and let them know which loan officer you will work with so everyone is on the same page.
  2. You do not have to have a 20% down payment. In fact, at Fidelity Bank & Trust we have loan programs with down payments as low as 3%.
  3. You can submit a pre-qualification online through our Mortgage Center.

First-time home buyers are usually armed with a lot of information from research. We love that!

“People buying their first homes end up at Fidelity often because they know we have low closing costs and competitive rates,” Welter explained.

However, we’ll sit down with you and figure out which loan program works best for you and your down payment.

“I love working with customers from start to finish,” Welter said. “Having that journey with them and seeing their excitement when they’re handed the keys is just so fulfilling.”

Let us show you how your Hometown Bank can make you feel more at home in your first house!

Member FDIC. Equal Housing Lender.